Kredivo 3.5 6 APK: A Guide to Download and Install the App
Do you want to buy online without a credit card? Do you want to enjoy installment plans and personal loans with low interest rates? Do you want to access an award-winning app that evaluates your creditworthiness in real-time? If you answered yes to any of these questions, then you should try Kredivo, an online credit line provider that offers installment without credit card as well as personal loans. In this article, we will tell you everything you need to know about Kredivo 3.5 6 APK, the latest version of the app that you can download and install on your Android device.
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What is Kredivo?
Kredivo is an app that allows you to buy online and pay later with flexible installment plans and low interest rates. You can also apply for personal loans up to Rp30 million with a repayment period of up to 12 months. Kredivo is an app that evaluates your creditworthiness in real-time using your phone number, email address, and other data points. The registration process is just 5 minutes and approval is given in a few hours.
Features of Kredivo
Buy now pay later: You can shop online at over 300 merchants and pay in installments of up to 12 months with interest rates as low as 0%.
Personal loans: You can borrow money up to Rp30 million and repay it in up to 12 months with interest rates starting from 2.95% per month.
Pay bills: You can pay your electricity, water, phone, internet, and other bills using Kredivo.
Top up e-wallets: You can top up your GoPay, OVO, Dana, LinkAja, and other e-wallets using Kredivo.
Send money: You can send money to any bank account in Indonesia using Kredivo.
Credit limit: You can get a credit limit of up to Rp30 million based on your credit score and repayment history.
Credit score: You can check your credit score and get tips on how to improve it using Kredivo.
Security: You can protect your account with a PIN code, fingerprint, or face recognition using Kredivo.
Benefits of Kredivo
Convenience: You can buy online and pay later without a credit card using Kredivo.
Affordability: You can enjoy installment plans and personal loans with low interest rates using Kredivo.
Accessibility: You can access an online credit line with a simple registration process and fast approval using Kredivo.
Rewarding: You can earn points and redeem them for vouchers and discounts using Kredivo.
Trustworthy: You can use an award-winning app (Google Play Best Apps of 2017) that is trusted by over 4 million users using Kredivo.
What is Kredivo 3.5 6 APK?
Kredivo 3.5 6 APK is the latest version of the app that was released on Jan uary 18, 2023. It has a file size of 21.8 MB and requires Android 4.4 or higher to run. It has a rating of 4.5 out of 5 stars on Google Play Store and has over 10 million downloads. Kredivo 3.5 6 APK has some new features and improvements, such as:
Why download Kredivo 3.5 6 APK?
You can enjoy a smoother and faster app performance with bug fixes and optimizations.
You can get a higher credit limit with the new credit score feature that evaluates your financial behavior and history.
You can access more merchants and partners that accept Kredivo as a payment method, such as Shopee, Tokopedia, Bukalapak, Lazada, Blibli, Zalora, Traveloka, and more.
You can get more rewards and benefits with the new loyalty program that gives you points for every transaction and referral.
You can get more security and convenience with the new biometric authentication feature that allows you to log in with your fingerprint or face recognition.
How to download Kredivo 3.5 6 APK?
To download Kredivo 3.5 6 APK, you need to follow these steps:
Go to the official website of Kredivo at [ and click on the "Download" button.
Alternatively, you can go to a trusted third-party website that provides the APK file, such as [ or [ and click on the "Download APK" button.
Wait for the download to complete and save the file in your device's storage.
How to install Kredivo 3.5 6 APK?
To install Kredivo 3.5 6 APK, you need to follow these steps:
Step 1: Enable unknown sources
Before you can install an APK file, you need to enable the option to allow installation from unknown sources on your device. This option is usually disabled by default for security reasons. To enable it, you need to do the following:
Go to your device's settings and look for the security or privacy section.
Find the option that says "Unknown sources" or "Install unknown apps" and toggle it on.
A warning message may appear asking you to confirm your action. Tap on "OK" or "Allow" to proceed.
Step 2: Locate the downloaded file
After you have enabled unknown sources, you need to locate the downloaded APK file on your device. You can use a file manager app or your device's built-in file explorer to do this. The file is usually stored in the downloads folder or the folder where you saved it.
Step 3: Tap on the file and follow the instructions
Once you have located the file, tap on it to start the installation process. A pop-up window may appear asking you to confirm your action. Tap on "Install" or "Next" to continue. The app will then begin to install on your device. Wait for the installation to complete and tap on "Open" or "Done" to launch the app.
How to use Kredivo 3.5 6 APK?
To use Kredivo 3.5 6 APK, you need to follow these steps:
Step 1: Register or log in to your account
If you are a new user, you need to register for an account with Kredivo. To do this, you need to provide your phone number, email address, full name, date of birth, gender, occupation, monthly income, ID number, selfie photo, and bank account details. You also need to agree to the terms and conditions and privacy policy of Kredivo. The app will then verify your identity and creditworthiness using its algorithm. If you are approved, you will receive a confirmation message and a credit limit.
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If you are an existing user, you just need to log in to your account with your phone number and PIN code or biometric authentication.
Step 2: Choose your payment method
Once you have logged in to your account, you can choose your payment method with Kredivo. You can either pay with Kredivo at checkout or use Kredivo to top up your e-wallets, pay your bills, send money, or apply for personal loans. To pay with Kredivo at checkout, you need to do the following:
Select the product or service you want to buy online and add it to your cart.
Go to the payment page and choose Kredivo as your payment option.
Select the installment plan that suits your budget and confirm your order.
Enter your PIN code or biometric authentication to authorize the transaction.
Receive a confirmation message and enjoy your purchase.
Step 3: Complete your transaction
After you have chosen your payment method with Kredivo, you need to complete your transaction. You can do this by paying your monthly installments or loan repayments on time. You can pay using various methods, such as bank transfer, ATM, e-wallets, convenience stores, or auto-debit. You can also check your transaction history, due dates, and outstanding balances using the app. You can also request for an extension or reschedule your payments if you face any difficulties.
Conclusion
Kredivo 3.5 6 APK is the latest version of the app that allows you to buy online and pay later with flexible installment plans and low interest rates. You can also access personal loans, pay bills, top up e-wallets, send money, and more using the app. Kredivo 3.5 6 APK has some new features and improvements that make it more user-friendly and secure. To download and install Kredivo 3.5 6 APK, you need to follow the steps we have outlined in this article. To use Kredivo 3.5 6 APK, you need to register or log in to your account, choose your payment method, and complete your transaction. Kredivo 3.5 6 APK is a convenient and affordable way to shop online without a credit card.
FAQs
Q: Is Kredivo 3.5 6 APK safe to download and install?
A: Yes, Kredivo 3.5 6 APK is safe to download and install as long as you get it from the official website of Kredivo or a trusted third-party website. You also need to enable unknown sources on your device before installing it.
Q: How much credit limit can I get with Kredivo 3.5 6 APK?
A: The credit limit you can get with Kredivo 3.5 6 APK depends on your credit score and repayment history. The app evaluates your creditworthiness in real-time using various data points. The maximum credit limit you can get is Rp30 million.
Q: How much interest rate do I have to pay with Kredivo 3.5 6 APK?
A: The interest rate you have to pay with Kredivo 3.5 6 APK depends on the installment plan or loan term you choose. The app offers interest rates as low as 0% for some installment plans and starting from 2.95% per month for personal loans.
Q: How can I improve my credit score with Kredivo 3.5 6 APK?
A: You can improve your credit score with Kredivo 3.5 6 APK by paying your monthly installments or loan repayments on time, maintaining a low credit utilization ratio, avoiding late fees and penalties, and using the app regularly.
Q: How can I contact the customer service of Kredivo 3.5 6 APK?
A: You can contact the customer service of Kredivo 3.5 6 APK by calling their hotline at (021) -5081-3333, emailing them at support@kredivo.com, or chatting with them via the app.
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